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Spread the cost over up to 4 years with no deposit to pay and 0% APR.
Buying new flooring for your home can be an investment, so we’re here to help, every step of the way.
Now you can get the flooring you want today with up to 4 years interest free credit – that’s 0% APR and no deposit! At Carpetright, we’re delighted to introduce you to a range of interest free payment options on all purchases of £500 or more (excluding fitting costs).
Once the finance has been accepted, we’ll set up a direct debit with your bank and you can decide how long you’d like to pay the balance off. You can choose to spread your payments across either 6, 12, 24, 36 or 48 interest-free monthly instalments (provided you’ve reached the minimum spend required). A member of our team will clearly explain all your options when you visit a store to place your order.
Please note, these monthly payments don’t include the cost of fitting your flooring as it’s carried out by third parties, so that’s the only thing you’ll need to pay for at the time of having your flooring fitted.
Take a look at the table below to see an example of what your monthly payments might be.
| Months | Minimum Spend | Monthly Payment |
|---|---|---|
| 6 | £500 | £83.33 |
| 12 | £1,000 | £83.33 |
| 24 | £2,000 | £83.33 |
| 36 | £3,000 | £83.33 |
| 48 | £4,000 | £83.33 |
| Representitive Example | |
|---|---|
| Cash Price | £2000 |
| Deposit | £0 |
| Number of payments | 24 |
| Monthly payment | £83.33 |
| 0% APR representitive | Interest rate 0% fixed |
To take advantage of our interest free credit payment option, you must tick the following boxes:
- Minimum age of 18 years
- UK Resident of more than 3 years
- Own personal bank account from which a Direct Debit can be taken
- Must be for personal domestic use only
You must also be either:
- Permanently employed, working a minimum of 16 hours per week
- Self-employed
- Retired
- On disability allowance
- A registered carer
- Houseperson with a working spouse or partner
To find out more, talk to a member of the team at your local Carpetright store.
Click here to learn about our buy now, pay later finance option.
£500 minimum spend and credit value. Subject to status and affordability. No deposit required. Credit excludes: Cost of fitting as this is completed by 3rd parties, service charges and finance is not available to landlords for rental or commercial properties. Carpetright is a trading name of Tapi Carpets & Floors Ltd, registered in England & Wales (company number 09247255). Registered office: 1a Spur Road, Orpington, Kent, BR6 0PH. Tapi Carpets & Floors Ltd is authorised and registered by the Financial Conduct Authority (registration number 706358). We act as a credit broker for the purpose of introducing credit provided by the lender Novuna Personal Finance, a trading style of Mitsubishi HC Capital UK PLC.
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